Filing Process on How to claim your Death claim filing by beneficiary by logon into unifiedportal-mem.epfindia.gov.in web portal….
Filing a death claim is one of the most challenging tasks because someone faces the death of a loved one. Employer provident fund organization makes sure that the deceased’s family will not meet financial trouble while the end of the loved one.
When a person dies during terms of the policy, i.e. before the date of maturity then proceed under the theory that continues under the system to claim is payable to the beneficiary is known as the Death Claim. If you are the beneficiary, then you must need to complete the form that gives proof of the death and start the claimant’s right to proceed. When filed with the company, then it is said to have received a death claim.
A person should contact the Employer provident fund organization as early as possible after the death. You need to follow the below step in the case of the death claim.
- Procurement of the needed documents
- Submission of the required report
- Settlement of the claim
What are the documents required for the death claim?
Following documents needed for filing a death claim from the needs may be very from the one insurance company to another.
- Death certifies
- Original Policy Bond
- Your insurer issues death Claim forms along with the other supporting documents as needed.
How to withdraw EPF money on death?
The main thing is you are eligible for that amount only if the employee has worked for a minimum for ten years and has died before the age of 58. It used for the person who nominated for receiving the death benefits from the Employer provident fund organization. Three types of the recipient are eligible to receive the bonus.
- Preferred beneficiary: It can either be spouse, parent, grandchild or child.
- Primary beneficiary: It is the first choice when it comes to receiving the primary benefits depending on the provisions of the insurance policy.
- Contingent Beneficiary: This is the person who will get the death benefits if the primary beneficiary is also dead. If you are the Contingent Beneficiary, then you need to follow the below steps.
How to fill EPF Death claim filing by beneficiary ?
You can quickly fill the EPF death claim online. You need to visit the office and go to the “Death Claim filing by beneficiary.” It is easy and here are the steps you need to take.
You need to good to Google need search about it. There are several options. In the end, you will see a set of essential links. Click on the Death “Claim filling by the beneficiary.” Once you click on the link you will a page will appear to ask such as UAN number, Date of birth of the beneficiary, Aadhaar detail of the recipient and other information.
Once you enter all the details and enter the shown captcha to go ahead in the process. You need to click on the pin, and you will get the badge after that. You need to make sure that all the detail you given must match with the EPFO Portal.
When Are Benefits Paid?
The company needs the paperwork and supporting evidence to proceed. Even the death certificate has to submit to the company. It paid when the insured party dies. It takes 30 days to review the claim. After reviewing they can deny it, pay it or ask for the additional information. If the Employer provident fund organization denies the request, then they may ask for the additional information.
Employer provident fund organization pay within the 30 or 60 days of the Date of the claim. The payout can be a delay for a reason such as insured party died during the illegal activities, the protected part lied on the policy application and the insured person omitted the health issues or risky hobbies.
