epf india

NPS Account Registration and NPS Login at enps.nsdl.com/eNPS/

18/08/2020

Procedure on National Pension System NPS Account Registration and NPS Amount Withdraw process by login into enps.nsdl.com/eNPS/ website……
What is National Pension System (NPS)? Planning for your retirement through savings and investments is one of the most important things that should be put into consideration especially if you do not own a personal business. It is for this reason that the National Pension System (NPS) was launched by the Government of India. NPS is a low cost government sponsored scheme that was launched in 2004 with the aim of serving all employees of the government.

This scheme was later on extended to all sections after an increase in demand that was as a result of the benefits that it had on government employees. In this article we can give the more data on NPS Account Registration.

This pension scheme was mainly developed with the intention of:

Providing old age income
Proving a reasonable market based return after a long term saving
Cover old age security to all citizens.

The NPS is available to all citizens of India who have attained the age of 18-60. Once a person becomes a member, you will have to make regular contributions which will then be placed in a pension account. Once a person retires, you can easily withdraw part of the savings and use the remaining amount to earn a regular income.

Who can apply for the National Pension System (NPS)?

Any Indian citizen who is 18-60 years as on the date of submitting their application to the Points of Presence Service Providers is eligible to apply for this scheme. You can either decide to join this scheme as an individual or using the employer-employee group so long as all the details and KYC documentation are submitted to the application authority. A Non Resident Indian can also be given the opportunity to become a member of the NPS. However, the personal account will be closed if one opts to change their citizenship.

NPS Account

How to Open a New NPS Account Registration in enps.nsdl.com/eNPS/

Indian citizens both residential and non-residential can open an NPS account online so long as they have the following details ready:

An Aadhaar card that contains the current registered mobile number and address
PAN Card that has been linked to their current bank account.
Passport size photograph
Scanned signature image
Email ID
A bank account that has Net Banking Facility.

Once all these requirements are in place, you can proceed to open an NPS account online by following the simple step by step explanation given below:

On the search bar of your browser, type in https://enps.nsdl.com/eNPS/ to log on to NPS Trust Website.
Once in the website, click on “Registration”. This action will automatically redirect you to the online subscriber registration page. Here, click on “New Registration” option and select “Individual”.
Enter your 12- digit Aadhaar number or the Virtual ID number before clicking on “Generate OTP” button.
Enter the OTP that will be sent to your registered mobile number after which you should click on “Continue”. Any person who is using the PAN Number will have to wait for their bank to verify their details. This action will cost you Rs 125.
Once you have selected “Continue” you will be able to get an acknowledgement number that contains your name. Select “Ok” after you receive these details.
Correctly fill in your personal details and then click on “Save and Proceed” button.
You will then be required to enter your banking details. Remember to use a bank account that has Net Banking Facility. Click on ‘Save and Proceed’ once this is done.
This next step involves selecting the portfolio allocation from the four funds that are currently available i.e. corporate bond fund, government securities fund, alternative investment fund and equity fund. Once you have filled in the allocation details you will have to provide the details of people who will get the Corpus incase an investor dies.
Upload your Scanned signature image, Passport size photograph and a cancelled cheque of your bank account.
Finally, you will have to make your first contribution with a minimum of Rs 500 for Tier 1 and Rs 1000 for Tier 2.
Once the payment has been made successfully, you will be given a Permanent Retirement Account Number (PRAN) together with the payment receipt.
You will then be required to access the print registration page from where you are to select e-Sign with Aadhaar Card. Key in the OTP that will be sent to your registered mobile number for the Aadhaar to be authenticated. Your registration will now be signed electronically.

How to Withdraw NPS Amount

A member of NPS can only withdraw their funds in only three scenarios i.e.

Death of the subscriber.
Premature exit
Superannuation

The online withdrawal can be initiated by using any of the two methods given below:

Using the user ID and IPIN -The subscriber can decide to directly request for a withdrawal application using their own personal user ID and IPIN in the CRA system. This action should be done within a period of six months before the superannuation date that was selected by a subscriber. While requesting a withdrawal, the subscriber must give the Nodal office relevant bank details, Nomination details, Lump Sum percentage to be withdrawn, Annuity Service Provider details and annuity percentage share details.
By POP/Nodal office/ Aggregator- When the subscriber cannot initiate the withdrawal request directly into the system then it can be initiated by a concerned POP/Nodal Office/Aggregator by using their logins. The subscriber will then be asked to submit physical withdrawal form together with other documents such as bank details, address proof and identity proof. These documents should be issued to the Nodal office.

In case a subscriber dies, then the POP/Nodal office/ Aggregator will have to initiate a withdrawal request via the respective logins into the CRA system. The Nodal office will then have to confirm whether the withdrawal request form is correctly filled by the claimant. The KYC documents will also be looked into after which the authorization request will be initiated by the Nodal Office who will have to forward all documents submitted by a claimant.

PPO Pension Status – Know your PPO Number in mis.epfindia.gov.in

15/08/2020

Track your PPO Pension Status using PPO Number and Know your PPO Number using Member ID or Bank Account number in mis.epfindia.gov.in website…..
Pension Payment Order commonly abbreviated as PPO is a 12 digit number that is given to every pensioner regardless of whether you are working in the public or private sector. Getting your PPO number is now
very easy since pensioners have to rely on Epf India Website. This website has proven to be a step in the right direction since pensioners no longer have to go through tedious processes in order to get their PPO Number.

Pensioners only have to look for a device that can access the internet together with an internet connection before using this site. You will then have to follow the step by step guide given below to get to know your PPO Number by using Member ID or Bank Account Number.

Know your PPO Number using Member ID or Bank Account Number

Enter https://mis.epfindia.gov.in/ on the search bar of your browser. This link will redirect you to the homepage of Epfindia web application.
You will then have to select “Member ID Search” option on the new page that appears on your screen. Pensioners can also decide to use the “Choose Bank Account Number Search” option.
Any pensioner who is using “Choose Bank Account Number search” option will have to type in the account number.
Enter, your Member ID in the space set aside for this information when using “Member ID Search” option.
Click on “Submit” button once you type in your member ID correctly. This action will generate a box from where you can see the Member ID details like PPO Number, Pensioner type and Pensioner’s name.

How to Know PPO Payment in mis.epfindia.gov.in Website

Pensioners can also get the chance to enquire about their PPO Payment by simply relying on Epfindia Website. This action can sometimes be difficult to perform especially if you have never used Epfindia Website before. However, you do not have to worry since the simple step by step explanation below will help you know your PPO Payment within a couple of minutes.

You will first have to enter https://mis.epfindia.gov.in/ on the search bar of your browser. This is regardless of whether you are using Google Chrome, Internet Explorer or Mozilla Firefox.
Press the “Enter” button on your keyboard once you type in the above link correctly.
You will be redirected to the homepage of Epfindia website from where you should click on “PPO Enquiry/Payment Enquiry. This option can be clearly seen on the services menu of Employees Provident Fund Organization Website, India.
A log in page will appear on your screen. Enter the login details correctly after which you should click on “Login” button to access your account.
Next, fill in all the mandatory details correctly in the space set aside for each information. These details include Date of Birth, PPO Number and the PPO office.
Enter the captcha code as it appears in the image. Alternatively, you can click on “Refresh” button to generate a new captcha image.
Click on “Submit” button after filling in every detail.
Now, choose the Pension Enquiry option that is present on the left side corner of this current page.
You will have to click on “PPO Enquiry” option to have a look at the details. This action will open a new page from where you can see your PPO payment details.

How to track PPO Pension Status using PPO Number in mis.epfindia.gov.in

Knowing the PPO Pension status using PPO number is now very easy thanks to Employees Provident Fund Organization Website, India. Any person who wants to make use of this service without moving from their current location will have to follow the guide given below.

Open your browser and enter https://mis.epfindia.gov.in/ as the official link for accessing Epf India web application.
Hit the “Enter” button on your keyboard to access the page. This action will open the homepage of Epfindia Website.
Alternatively, you can use https://mis.epfindia.gov.in/ to access the page for checking your PPO Pension status.
A new page will appear on your screen from where you should select the office that issued your PPO. These details will appear in a drop-down list.
Next, type in your PPO Number in the box that is specifically set aside for this number.
Click on “Get Status” button after typing in your PPO Number. You will then be able to see the PPO Pension Status without facing any difficulty whatsoever.

Services Available in mis.epfindia.gov.in Website

Employees Provident Fund Organization Website has quite a number of services that employees and employers can rely on. Initially, employees had to avail themselves physically in Epfindia offices in order to get these services. However, this is now a thing of the past since we are living in an internet era where most things take place online. Some of the services that you can get when using Epf India Website are explained below.

Establishment Registration

In order to register your establishment, you will have to access Epf India website before clicking on “Establishment Registration” option. This action will open a new page on the site from where you should log into your account using a User id and Password. You can then complete the establishment registration by filling in all the mandatory details.

Status of Establishments

This service is specifically set aside for any person who wants to check the status of their establishments. By doing so, you will be able to know whether your establishment registration was successful. You will have to open Epfindia website and click on “Status of Establishments” option. A drop down box containing details like List of Exempted Establishments, Exempted Return Manual and Provisional Monthly Estimate of Payroll. Click on the most suitable option to check your establishment status.

Updating your KYC Details

Employees Provident Fund (EPF) members can update their KYC details online using Epf India Website. All you have to do is open the site and click on “KYC Updation (Member)” option. You can then make the necessary changes before finally saving this information.

Other services that you can get from Epf India Website include:

ECR/Returns/Payment
UMANG
e-Passbook
Online Claims Member Account Transfer

With Epf India website, you will never have to worry about getting any service that they have to offer.

PF Balance check without UAN Number in passbook.epfindia.gov.in

14/08/2020

Procedure on know your EPF Balance / PF Balance check without UAN Number or PF Number in passbook.epfindia.gov.in website….
Provident fund is a necessary government- managed retirement saving plan that is similar to the social security program in the India. These retirement benefits are only available to salaried persons. The employer and the employee who contribute a certain percentage of the basic salary each month mostly create the PF. The Employees Provident Fund Organization manages the Pension fund. In some countries like India, the provident fund contribution is a mandatory requirement. The contribution is made on a monthly basis without fail.

When you start working, both you and your employer will have to contribute 12% of your basic salary to your employee provident fund account. Your employer will provide 3.67% out of the 12% while the employee commits the whole 12%. The remaining 8.33% of the employers’ contribution is then disbursed to your Employee Pension Scheme.

It is imperative for employees to regularly update their EPF account in case they change jobs so that both you and your new employer can start contributing to your retirement scheme. A trust usually invests all the provident funds pooled together from different employees. An employee is allowed to withdraw all his or her Provident Fund from their account. To check if you have an Employee Provident fund account visit the EPFO official website and access all their services online.

How to Check PF Balance with UAN Number at passbook.epfindia.gov.in?

The Universal Account Number abbreviated as UAN, is a number that allows the portability of employees who have PF accounts from one employer to another. Another significant advantage is that the employee can withdraw his or her funds without depending on any employer for withdrawal. Here is a procedure of how an employee can check their PF balance having their UAN at www.epfindia.com.

The first step is to visit the Employees Provident Fund Organization site online using this link passbook.epfindia.gov.in.
On the home page, click on that tab with the option, ‘For Employees’ and then click on the ‘Our Services’ Option.
Next step is to select the employees’ state where the Provident Fund is registered.Under the ‘Services’ option click on the option ‘ Member Passbook.’
You will be redirected to a login page where you are required to fill in all the relevant information accurately. Some of the details to be filled include the mobile number, PF number, UAN number and a password.
After filling in your UAN number and password, you will now be able to access your Provident Funds balance, which might be sent to you through an SMS.

How to PF Balance check Without UAN Number or PF Number at passbook.epfindia.gov.in?

In case you do not have your UAN number,you can still know your PF balance check without UAN Number by following below two methods.

Method1: Through an SMS

One can check their PF balance by leaving a missed call to 011-22901406, and they will get back to you with a message having your PF balance.
Once you leave the missed call, you will receive a message showing your PF balance check without UAN / PF number, your age, and name as you had registered.
You will follow this format when sending the message EPFOHO UAN and send it to7738299899 using the mobile number you registered with.

Method 2: Use the Member Portal

To check your Provident Fund Balance using your member portal, register online by entering your PF number, name, and your identification documents.
The next step is to log into the member’s portal using your Know Your Customer (KYC)documents and number.
To verify your authenticity, a One-time password will be sent to your mobile number used during registration.
Enter your PF number to download the PF passbook. Moreover, to confirm your validity another one-time password will be sent to your mobile number.
Once you key in the Onetime password, you will be redirected to a download link for the Employee Provident Fund Passbook.
Download the link and check your PF balance without UAN.

How to Check EPF Balance using PF number?

The Employee Provident Fund Organization recently launched a mobile App to help all the Employee Provident Fund members get their services online in the comfort of their phones. The EPF mobile App allows members to get services like Missed call service, SMS UAN activation and many more. The other function that one can get from the mobile App is checking their PF balance using their PF number.

The first step is to send a message with your UAN registered mobile number in this format EPFOHO to 7738299899.
While sending the message, you should also include your last contribution, your total PF amount, and your KYC to enable the organization in finding your records as they have registered numerous employees in India.
After that, the Employee Provident Fund Organization will send you all the required member information including your PF balance.

There is a another way to check your EPF Balance without UAN but using PF Number. Here is the process for users…..

Using Umang App

This application was recently launched by the Indian government and it provides different govt services at one place. To view your EPF balance without UAN by using UMANG application, all you need to do is complete a one-time registration through your mobile phone.

Sending an SMS

To use this facility, you will need to provide the valid Universal Account Number [UAN] which is registered with EPFO. Once this is done, you will receive PF balance by sending a SMS to the number provided.

Using the EPFO app

This is done by downloading the Mee-sewa app of EPFO from Google Play Store. Once you have successfully downloaded the app, click on ‘Member’ then enter ‘Balance/passbook’. This is followed by keying-in your registered mobile number and UAN.

EPF Withdrawal using UAN Number in unifiedportal-mem.epfindia.gov.in

12/08/2020

Procedure of Withdrawing Employee Provident Fund (EPF Withdrawal) using UAN Number in unifiedportal-mem.epfindia.gov.in website….
The Provident Fund is a saving scheme, which is under the Employee Provident Fund Organization [EPFO] run by the Central Government of India. The process involves some part of the employee’s salary being deposited on a monthly basis to cater to their retirement plan. The plan comes with a wide range of excellent facilities to offer their member for example insurance coverage and many more.

If you are retired and feel that you want to get your money, there is a EPF withdrawal procedure. An EPFO member has to wait for more than two months to apply for the withdrawal of his or her PF claims.

Rules Associated With EPF Withdrawal

One can receive their Provident Fund amount within two months after leaving an existing job. The PF money is meant to help employees when they have retired meaning they do not have monthly income from their employers. There are some guidelines that one needs to understand before making a PF withdrawal of their EPF claims. They include;

The applicant has to fill in the Employee Provident Fund form with correct and relevant details and add a stamp from your previous employer.
A member of the EPFO should submit Form 19 to withdraw his or her Provident Funds.
Members are also required to provide form 10C when they want to claim a pension.
The members should know that it usually takes about 40 days from the date of submission to transfer your funds from one account to another.
If an employee withdraws his or her Provident Funds before the end of five years after opening the PF account, the money becomes taxable.
No employee is entitled to apply for their Provident Funds just two months after leaving their jobs.
Withdrawal of your Provident Fund earlier after leaving one’s job is not encouraged because after retirement means you can never get employed again and you will not have any salary rather than depending on the Provident Funds money.

How to Withdraw EPF Balance Amount using Universal Account Number (UAN)

There are two main ways in which one can withdraw their EPF, and they include;

PF Withdrawal by physical application
EPF Withdrawal using the online portal

Withdrawal using the Physical Application
The first step is to visit the Employee Provident Fund Organization portal using this link: https://epfindia.gov.in

After logon into the above mentioned website.
Go to the ‘Our Services’ option on the home page, and a drop-down menu will appear to select the option ‘Act and Schemes’ and click on it.
You will be redirected to a new page showing you the provisions Act needed, one should download them.
After downloading, fill in the new composite claim form and ensure that all details filled are correct.
Submit your form to the respective EPFO jurisdiction office.
After the organization has done the review, the amount claimed will be transferred to your bank account for easy withdrawal.

Withdrawal using the Online Portal

To withdraw using the portal, visit the Universal Account Number portal using this link: https://unifiedportal-mem.epfindia.gov.in/
On the right-hand side of the home page, you will be required to fill in your login details. Key in your UAN number, UAN passwords, finalize by entering the captcha code given below and press the option ‘Submit.
Click on the tab with the option ‘ Manage’ and a drop-down menu will appear to select the KYC to confirm whether your KYC details like the PAN, Bank details and Aadhaar are accurate and verified.
After your KYC details have been verified, on your homepage, go to the option ‘Online Services’ a drop-down menu will appear to select the option ‘Claim’ and press on it.
You will be redirected to a new page where your ‘Claims ‘ will be displayed. You will be able to see details all your details and KYC details.
The next step is to click on the tab ‘Proceed for Online Claim’ to submit your claim form.
Ensure that in your claim you specify the type of application you require because there are different types, which include full EPF statement, EPF part withdrawal for either the entire loan or an advance, pensioned withdrawal and many more.
Under the tab, ‘I want to apply for’ select your desired claim request and click on it. After some time your money will be deposited in your bank account.
In case you notice that on the option ‘Proceed to claim’ that a drop-down menu is not appearing due to the service criteria it is important to visit the EPFO. This means that you are not able to receive these online services like pension withdrawal or PF withdrawal it is because you are not eligible for any EPF services.

It is also important for members to note that in case one is applying online for EPF partial withdrawal like a loan or an advance, you do not require submitting any documents for application.

How to check EPF claim status in unifiedportal-mem.epfindia.gov.in

10/08/2020

Simplest way to track the Employees Provident Fund EPF Claim Status by login unifiedportal-mem.epfindia.gov.in website….
A member of the Employee Provident Fund Organization (EPFO) can claim his or her status online in four ways. To claim your status, you are required to have these three important things; Employees Provident Fund Account Number, Employee Provident Fund regional office,Establishment or the company code and the extension codes. With these three,you will be able to claim your status online easily. The below procedures are to help EPFO members claim their PF status online.

Track EPF Claim Status at EPFO website unifiedportal-mem.epfindia.gov.in

To track your Provident Fund EPF claim status, visit the Employee Provident Fund Organization official website using this link https://unifiedportal-mem.epfindia.gov.in
You will be redirected to the official home page and click on the option ‘Click Here To Know Your Claim Status’.
You will be redirected to another page where you are supposed to select the state of your Provident Fund office.
A drop-down menu will appear with several regional PF offices, select the relevant one for you.
When selecting the PF office you choose will be highlighted with their respective codes and the two remaining boxes will show nothing.
On the same page in the third box, members are asked to enter the 7-digit code, and in the fourth box, you will also be requested to enter the sub-code or the extension code. If you do not have any extension, codes leave the space empty and move on to the next step. In the fifth box, you will be required to fill in your account number, which has seven digits.
Confirm that all the details you have a key in are correct and then press on the option‘Submit’.
Your EPF claim status will appear on your screen where you can see them.

How to Claim your Status Online By using Your Universal Account Number (UAN)

To claim your PF status using your UAN number, visit the Employee Provident Fund Organization official website using this link https://unifiedportal-mem.epfindia.gov.in
You will be redirected to their home page where you are to press on the “Our Services” option.
A drop-down menu will appear, pick on the “For Employees” option and click on it.
You will be redirected to another page where you are will click on the option,”Click Here to Check your Claim Status.
You will then be redirected to yet another page, where you will be asked to select your regional state where your EPFO is located.
The member will also select the city of EPFO office where you applied for your Provident Fund claim.
Enter the establishment code of your employer, which you were given when applying for you PF.
The next step is to key in your 7-digit number Pf account number that you were given when creating the Provident Fund Account.
Confirm that all the spaces have been correctly filled and press the option “Submit”.
If you have filled all the details correctly, the claim status of your Provident Fund amount will appear on your screen, and you can see how much is in your account.

Checking EPF Claim Status by sending SMS

One can also check their Provident Fund claims through an SMS, and your PF balance will be sent straight to your mobile phone through your registered number through the following procedure;

Visit the official Employee Provident Fund Organization website using this link
On the home page go to the area showing “Our Services” and click on it.
Choose the “For Employees” option and click on it.
Press the option “PF Balance” or the “Members Passbook”.
Enter your PAN, after your member balance has been displayed on the screen.
Click on the option “Submit”.
After some time a message will be sent to your registered number showing your full balance and your UAN status.
You may decide to download the PF slip from the link sent, or you can check it directly on the screen.

Check your PF Claim Status by giving Missed Call

The fourth method that one can use to get their PF balance is through a missed call. Here is the procedure on how one claims their PF using a missed call.The process is quite simple when compared to those three above because you will only need to have a smartphone and leave a simple missed call;

Using the mobile number you used when registering for your Provident Fund Account, make a missed call to 011-22901406.
You will be asked to select the language you would like to use. There are various languages on the list, which include English, Telugu, Hindi and many more.
After selecting the language, your Employee Provident Fund claims details will be delivered to you.

Download EPF Passbook or UAN Passbook in passbook.epfindia.gov.in

06/08/2020

Downloading Process on Employee Provident Fund Organization (EPFO) EPF Passbook or UAN Passbook in passbook.epfindia.gov.in website…..
A record that shows all your Employee Provident Fund account is known as the EPF passbook. Therefore, if an EPFO member wants to know how his or her account has been doing, then they should download the EPF passbook. Members can check their EPF account statements online through the online EPFO portal. You will only need to use the passbook facility, which is the e-passbook, and from there you can easily download all the details of your EPF balance and check your status at any time.

Your EPF passbook mostly acts much like the bank passbook because it contains a series of information like monthly PF contribution, your employer’s monthly PF contribution and all the interest accredited. To keep track of your EPF account and check your EPF Balance you must download the EPF passbook.

Instructions on How to Download EPF Passbook in passbook.epfindia.gov.in

Here is the procedure to download the EPF passbook are as follows…..

Visit the Employee Provident Fund Organization (EPFO) official website using this link https://passbook.epfindia.gov.in/ and navigate to the Members Passbook page.
On the members’ passbook page, key in your Universal Account Number and the password and press the option ‘Login’ to sign into your account.
You will then be redirected to a page that shows passbooks of the EPF accounts, which have been linked with your UAN number. All the information will be displayed on your screen.
The next step, under the ‘Select Member ID to view Passbook’ is to click on the EPF passbook number and all your transaction details will be displayed on the screen.
Select the ‘Download’ option, and you will be requested to select and enter the state and the PF office of that state. If you are not sure about the state.
You will now enter your EPF account number and your name as per your EPFO records.
Below you will also enter correctly the captcha code given below and a one time PIN number will be automatically sent to your registered mobile number.
Enter the PIN number sent and hit the ‘Get Details’ option.
You will be then be redirected to another page where the passbook will open in the pdf format.
One can either read it from there or download and print out their EPF passbook.
It is important for the EPFO members to note that the EPF e-passbook is only available to those members whose employer has uploaded the returns and e-Challan.

How to Download Universal Account Number UAN Passbook

Just recently, the Employee Provident Fund Organization introduced the option to download the UAN passbook. Members with an active UAN can easily download their UAN passbook through the EPFO online portal, and they do not have to queue for long in the Government offices to get their passbook. Members to provide them with monthly details of each transaction use the UAN passbook. It is more of a tool to help you manage your Employee Provident Fund account.

Through the EPFO official website, members can view and download their UAN passbook. To get your UAN passbook, you must consider it first, and you can later download and print it for use. It is imperative to note that before attempting to get your UAN passbook, ensure that your UAN number is active and if it is not, there is a way to activate your UAN online.

Here is a step-by-step procedure on how one can easily download their Universal Account Number (UAN) passbook.

If your UAN is active, visit the official Employee Provident Fund Organization official website at https://unifiedportal-mem.epfindia.gov.in/ to access the UAN account.
Log into your account by filling in your Universal Account Number and password and click on the option ‘Login’.
You will be redirected to the home page, navigate to the tab with ‘For Employees’ under that click on ‘UAN Member e-Sawa’.
After that, you will be redirected to yet another page where you are supposed to enter your UAN and UAN password.
Below that, enter the captcha code given correctly and press on the ‘Login’ option.
You will be signed in to your UAN account. On the menu bar, click on the ‘Download’ option, and a drop-down menu will appear select and click on the ‘Download Passbook’ option.
From there you will be redirected to another page where your passbook will be shown in a pdf format.
You can now download and print out your Universal Account Passbook.

The Employee Provident Fund Organization has helped in the reduction of the everyday hassle to their offices by introducing online help to their members. The organisation is now allowing their members to even download their EPF and UAN passbook through their mobile phones on the EPFO application. It is also important for members to note that their UAN passbook will only be available to them if their employer has updated the e-Challan and returns.

How to Transfer Pf Amount to Bank Account in unifiedportal-mem.epfindia.gov.in

05/08/2020

Here is the Procedure on How to Transfer Pf Amount to Bank Account or Provident Fund Amount to your Bank Account at unifiedportal-mem.epfindia.gov.in….
The Employee Provident Fund Organization launched the online portal on 201 for members to enjoy online services like the transfer of their Provident Fund into their bank accounts. Great services have been experienced, as the organization has been able to settle over 90,000 claims and more that have been rejected. In July 2013, EPFO introduced a revised Form 13 which now members can use to claim their funds by submitting it to either your previous or current employer. If your current employer falls under the “Exempted Category,” then the form can only be forwarded to him. The main website to check provident fund balance in https://unifiedportal.epfindia.gov.in/. There are so many services provided in https://unifiedportal.epfindia.gov.in

Exempted Category means that the employer maintains a trust. The following is a procedure for signing into the Employee Provident Fund account and transferring the Provident Fund available to the new employer’s account. This is mostly for people who regularly change jobs, and they want to move their PF claims to the new employer. We will give the simplest way to transfer pf amount to bank account (Provident Fund Amount to Bank Account).

How to Transfer Pf Amount to Bank Account (Employee Provident Fund Amount) in unifiedportal-mem.epfindia.gov.in

The first step is to visit the Employee Provident Fund Organization official website using this link https://unifiedportal-mem.epfindia.gov.in/.
On the right-hand side of the home page, create your Universal Account Number (UAN) based login ID and sign into your account.
You will be redirected to another page where you should enter your login detail that is the UAN, UAN password, mobile number, details of your current employer like the state where the employer is located, his or her establishment number and the account number.
Confirm that your account is eligible to make the transfer process on the EPFO official website. Enter your employer state, and a drop-down menu will appear where you search using the name or the establishment number of your employer.
After confirming that all the information you entered is correct, click on the option ‘Check Eligibility.’
Checking eligibility means you want to know if your Provident Fund account is qualified or not. If your PF account is qualified, you can now register on the EPFO official website. If not you might inquire from the EPFO to know the reasons as to why you are not eligible.

You have to submit any identification documents like the PAN card, Aadhaar or a driving license. The identification documents are requested for verification purposes.
A one-time password will be automatically sent to your registered mobile number from the website for verification purposes.
Key in the password and press the ‘Submit’ option. After submission, you will receive another message for confirmation and be redirected to the EPFO member claims portal.
To log into your portal, you will be required to provide your phone number and the document ID and press the option ‘Login’ to proceed.
After signing in, you will be redirected to the home page where you can see all the option provided in the portal.
Still, on the home page, select the top tab with the option ‘Request to transfer’ and click on it.
You will be redirected to a page where you can fill in your Provident Fund transfer form which has mainly three broad parts including;
The 1st part, you will be requested to enter your personal information which includes your name, email address, your salary account number and the IFSC code of the bank.
In the 2nd part, the member is requested to fill all his or her relevant details of your old or previous Provident Fund account.
In the 3rd part, the member will be requested to fill in all of his or her current Provident Fund account details. It is important to note that you can either use your current or previous employer to affirm your claims, which may take longer than expected to the end the whole transfer process.
After you have filled all the important spaces with relevant information, you can press on the option ‘Preview’ to check and confirm that everything is okay. If not you have the option to modify until the form is ready for submission.
Enter the Captcha code provided, and you will get a PIN that you will use to transfer your claims to your bank account. Press on the option ‘I Agree’ to proceed to the final step.
Enter the PIN number allocated to you, and the claim transfer process will be started, and that is how one transfers their claims from their Provident Fund account to their bank account.

This is how easy the EPFO members can transfer PF amount to Bank account using their Universal Account Number to their bank accounts. In case you find out that you are having issues transferring your claims, you may make inquiries to either your current or previous employer who is supposed to contact the Employee Provident Fund Organization by writing to them directly. Members should also note that they could quickly check the status of their funds’ transfer through the online portal.

UAN Status check using Member ID / Aadhaar / PAN number in unifiedportal-mem.epfindia.gov.in

24/03/2020

Know your Universal Account Number Status or UAN Status using Member ID / Aadhaar Number / PAN number at unifiedportal-mem.epfindia.gov.in website…..
Every employed person working in India must have a PF Account and a PF number which he or she will use to see and keep a record of his/her provident fund details. The PF Account is linked to the different employers of different firms. This means that in case an employee moves to another job, he or she will be given a new PF number, which is linked to the new employer. If you have changed jobs multiple times and you now have several accounts, you are expected to request Employees Provident Funds Organization to transfer all your previous funds to your current PF account.

In October 2014, this organization introduced a service where an employee can handle all his Provident Funds accounts under one platform. In this article we can see detailed process on UAN Status checking procedure.

So what is Universal Account Number (UAN)? This is a 12-digit number that is issued to all employees who are contributing towards their Employees Provident Funds. The number is given to employees to reduce the work of the employer in handling each employees’ EPF account. Employees find their UAN in their pay slips and if not you are encouraged to ask your Human Resource manager. The best part about using UAN is that after changing jobs, you will only need a new member ID, but your UAN shall remain the same.

Purpose of Universal Account Number?

Helps Centralize Employees Data:

The purpose of the Universal Account Portal is to centralize or put together all the employees’ data. This means that any employer can check out the employees’ data from any part of the country and this helps to save on time and resources.

Transfer Funds

One of the roles of the UAN is to transfer funds from an employee’s previous account to the current one without having any issues. This organization has hugely simplified the whole UAN process, and this makes it easy to use. First, you need to confirm and get your UAN and KYC details verified by your new boss, and the accounts will be transferred. The whole process is more straightforward as it is done online. The main thing is to ensure that both the UAN and KYC details are accurate.

Withdraw Your Employee Provident Fund

Back in the days for a person to withdraw his or her funds after switching to a new job, he or she will require their previous employer to sign their withdrawal request. But after the introduction of the UAN, all the employees account balances will be transferred to their current accounts without the verification of their previous employer.

Check Your Employee Provident Balance

The purpose of the Universal Account Number is to help all employees access their provident funds, withdraw and also confirm how much PF balance is left. Everyone must know to verify their PF balance by downloading an EPF passbook or UAN Passbook from their online portal. One gets a message after their employer has deposited funds in the Provident Funds Account.

Simplified The Claiming Process

The whole process of employees claiming the UAN has streamlined their funds. This is because both the EPF and EPS balances from your previous employer are transferred to your current account. This is great as it also helps the employees keep a record of all their funds. The UAN portal was created to simplify the whole process of getting your provident funds even when moving from different employer to another.

How To know your UAN number

There are two ways in which one can find out their UAN, and they include;

Through your employer

An employee can easily find his or her Universal Account Number from their new employer. He or she will give you the number allocated to you by the EPFO. You will see that other employers will print out your UAN in the salary slip too.

Through Universal Account Number Portal

Another way to get your UAN us by login into your online portal and acquiring the number.

How to track your EPFO UAN Status through unifiedportal-mem.epfindia.gov.in

The following steps to give more data about on Universal Account Number Status shortly called as UAN Status. Here is the tracking process are as follows…

Log in to the UAN online portal which offers the UAN services using this link https://unifiedportal-mem.epfindia.gov.in/.
After logging into the above mentioned URL. On the screen, press on the tab with the option “Know your status” option.
It will be redirected to a page where you will fill in the relevant spaces with the relevant information. Select your state and from the drop-down menu enter your member ID then followed by your other details like name, date of birth, registration mobile number, your email address, etc.
Then press the option “Get Authorization Pin,” and a new set pin will be sent to your mobile number, and this is the same point where you get to see if your status is active or not.
Insert your new pin number and click on the “Confirm the One Time Password and get UAN” option.
After some few minutes, your Universal Account Number will be sent to your mobile number.

How to Tracking EPF Claim Status

Users of Epfindia website can also check their EPF claim status online. However, you will need to have an activated UAN in order to perform this action easily. With your activated UAN number, You can follow these steps to check PF status by UAN.

Visit https://unifiedportal.epfindia.gov.in Website
Once in the site, you will have to select ‘Our Services’ option. This action will generate a drop down list from where you should select ‘For Employees’ option.
Next, click on ‘Services’ option and a new page will appear on the screen of your Smartphone or Personal Computer. Here, click on ‘Know Your Claim Status’ link.
You will then have to enter your activated UAN number in the box set aside for this option.
Correctly enter the captcha image. Alternatively, click on ‘Refresh’ button to get a new captcha.
Finally, click on ‘Search’ button and your EPF claim status will be displayed on the screen

How to Link Aadhaar number without UAN at iwu.epfindia.gov.in

13/01/2020

Procedure on Seeding or Link Aadhaar Number without UAN / With UAN in iwu.epfindia.gov.in/eKYC/ website…
An Aadhaar number is a 12-digit number that is unique that given to people residing in India. This number is usually based on the demographic and bio-metric data of each Indian individual. The Unique Identification Authority of India (UIDAI) regularly collects this data and complies it for the public. Aadhaar is now considered one of the best and largest bio-metric identification systems. Aadhaar number is widely used in India and is an essential tool used by employers.

With the establishment of the Employees Provident Fund, the government made it mandatory for all employees to ensure that their Aadhaar number is linked with the Provident Fund account. The Aadhaar card is also used for various services offered by EPFO, i.e. life insurance and monthly pensions.

The employee’s Provident Fund is a scheme that ensures all employees contribute a portion of their basic salary to help them when they retire. The Employee Provident Fund Organization instructed its members to safeguard thy link their account with Aadhaar. Failure to do so will lead to your account being closed.

The main reason for linking Aadhaar with your PF or UAN account is to make the verification process more straight forward in https://iwu.epfindia.gov.in/eKYC website. It also allows for bio-metric and demographic analysis of employees. The EPFO has gone ahead and provided a platform for EPF Aadhaar linking process, which is hassle free both through online and through offline platforms.

There are benefits associated with linking your Aadhaar number and PF account. Your Aadhaar number is a valuable identification tool. Once you connect it with your PF account, the verification process becomes flexible. The Aadhaar number also certifies further that you are an Indian resident this will which helps in the verification process.

By linking the two, your account becomes more secure. This is because no other party can withdraw your funds except you. It also fastens your withdrawal process. With the EPF Aadhaar link, you can quickly close your account. You can do it online without the consent of your employer. Linking your account also ensures that you do not duplicate your EPF account with a similar UAN.

Link Aadhaar Number with UAN at iwu.epfindia.gov.in

Link Aadhaar number without UAN / With UAN at iwu.epfindia.gov.in

A step-by-step description of how to link your Aadhaar number with your UAN/PF account online.

The first step is you need to open the official EPFO website. This can be done by using this link https://iwu.epfindia.gov.in/eKYC/
A page will open named as the ‘Employees Provident Fund Organization’. On the page you will be required to fill in your UAN and password that has been provided by the EPFO.
Fill in your credentials (User ID & Password). Once the credentials are verified, you will see a tab ‘manager’. Click on this tab and select Know Your Customer (KYC) option.
When you select the KYC option, the assigned fields that will require you to fill in your details will appear. These include your bank UAN, .
You must ensure that the name used in your Aadhaar is the same name that you have used in registering your account.
Make sure you check if all the information filled are correct. If there are errors ensure you correct them before moving to the next step.
Select the ‘Submit’ tab. At this stage, your request will have successfully been submitted.
Alternatively, there is also another way that you can link your Aadhaar with the PF / UAN using the offline platform by using the UMANG APP. It involves these steps UAN, Mobile Number, Confirm OTP, Aadhaar Number, Aadhaar verification and Captcha code. Click on Submit.
Begin by downloading the UMANG APP. This app is available on the Google Play store and Apple IOS.
On this app, you will realise that many online services are being offered. Search and click on the EPFO link.
Click on the link this link which will direct you to the EPFO website.
On the website go to KYC option and download an Aadhaar seeding form. If you are unable to download them through the site, you can walk to the nearest EPFO office and pick the form.
Once you have the form fill in all your details including you Aadhaar and UAN number.
Attach the form with your PAN and driving license.
Once all the above procedures are fulfilled, submit these document to the nearest EPFO offices or the Common Service Centers (CSC).

With the help of the Bio-metric credentials on e-KYC Portal of the EPFO

You want to use this method then you only need the registered biometric device for Aadhaar verification.

Visit https://iwu.epfindia.gov.in/eKYC/ You have to tap on the ‘Link UAN Aadhaar’ under the ‘For EPFO Members.’
You have to add your UAN
You will get the OTP at UAN registered mobile number
Once you verify the OTP, you need to add the Aadhaar details.
You have to choose the biometric method for the registration.
Bio-metric will capture the registered mobile device.
Once you verify it, Aadhaar will link to the UAN where UAN and the details of the Aadhar matched.

Both of these procedures are easy and simple to follow. After submitting all the details, it usually takes around 15 business days to verify and link your Aadhaar number without UAN or with UAN at https://iwu.epfindia.gov.in/eKYC. Once your account has been successfully authenticated, you will receive a text from the EPFO confirming that your link has been created. There are some cases where you request may be declined if such happens. It is important to contact your employer or visit the nearest EPFO offices to have the matter resolved.

Difference Between EPF vs PPF (Employee PF vs Pension PF)

29/01/2019

EPF is the common term used in referring to Employees Provident Fund, a government run scheme to all Indian employees of the organized sector. Members of the EPF are required to contribute 12% of their monthly basic salary towards this scheme. They can then access these savings as soon as they retire or when one is rendered jobless.

Public Provident Fund on the other hand is a savings scheme operated by the government and can be accessed by every person regardless of whether you are self-employed, employed, unemployed or retired. PPF is not mandatory and there is no specific amount of money that you have to contribute as is the case with EPF. In this post, we are going to have a look at some of the differences which exist between EPF vs PPF.

Eligibility Criteria

PPF is made available to every Indian citizen regardless of whether you have a source of employment or not. This means that students, self-employed, employees and retired people of India can become members of the PPF. On the other hand, EPF is only made available to salaried employees of a company registered under EPF Act. You can therefore not become a member of EPF lf you have no source of employment.

Investment Amount

All members of the Employee Provident Fund will have to part with 12% of their basic salary every month towards EPF savings account. However, you can increase the contribution voluntarily depending on your monthly salary and financial muscle. For PPF members, there is no fixed amount that one needs to contribute. You will only have to make a minimum contribution of RS.500 and a maximum savings of RS.1.5 lambs per year.

Tenure

When it comes to tenure, EPF allows its members the chance of closing their accounts as soon as they quit the current job. One can also opt to transfer the account whenever they decide to change a company. Members of PPF are easy required to make the saving for 15 years after which they can extend for a block of 5 years indefinitely.

Governing Act

The Public Provident Fund is governed by the Government Savings Banks Act,1873 which has now been revised to Public Provident Act,1968. On the other hand, EPF scheme is under the Employees Provident Fund and Miscellaneous Provisions Act, 1952.

Taxation

Any investment in EPF qualifies for a tax deduction under section 80C of the Income Tax Act. The taxation is applicable to both the Employees and Employers contribution. Interests and withdrawals from EPF are tax free unless a member decides to access the savings within 5 years after opening the EPF account.

When it comes to PPF, any investment in your account up to RS 1.5 lakh per year will get you a tax deduction under section 80C of the income tax act,1961. The interest and maturity amount are also exempted from tax as is the case with EPF.

These are just some of the differences that exist between EPF vs PPF. The good news is that both the EPF vs PPF tend to be a safe method of statutory backing.

« Previous Page