Simplest Process on Death claim filing by beneficiary by logon into unifiedportal-mem.epfindia.gov.in web portal….
When a person dies during terms of the policy, i.e. before the date of maturity then proceed under the theory that continues under the system to claim is payable to the beneficiary is known as the Death Claim. If you are the beneficiary, then you must need to complete the form that gives proof of the death and start the claimant’s right to proceed. When filed with the company, then it is said to have received a death claim.
A person should contact the Employer provident fund organization as early as possible after the death. You need to follow the below step in the case of the death claim.
- Procurement of the needed documents
- Submission of the required report
- Settlement of the claim
What are the documents required for the death claim?
Following documents needed for filing a death claim from the needs may be very from the one insurance company to another.
- Death certifies
- Original Policy Bond
- Your insurer issues death Claim forms along with the other supporting documents as needed.
Prеѕеntаtіоn оf thе EPFO dеаth аррlісаtіоn bу a bеnеfісіаrу fоrm аt unіfіеdроrtаl-mеm.ерfіndіа.gоv.іn
Wіth thе launch оf thіѕ nеw feature, уоu саn nоw bе able tо ѕubmіt thе EPS pension application fоrm аnd thе PF dеаth application form wіthоut necessarily moving a muѕсlе. Thіѕ іѕ gооd nеwѕ fоr mаnу реорlе аѕ уоu wіll nоt hаvе tо waste valuable tіmе fіllіng оut thе offline form. Tо mаkе іt еvеn bеttеr, уоu саn bе able tо fіll оut 2 tуреѕ оf wіthdrаwаl requests, namely:
- EPF реnѕіоn rеԛuеѕt (Fоrm 10D)
- EPF withdrawal request (fоrm 20)
How to withdraw EPF money on death?
The main thing is you are eligible for that amount only if the employee has worked for a minimum for ten years and has died before the age of 58. It used for the person who nominated for receiving the death benefits from the Employer provident fund organization. Three types of the recipient are eligible to receive the bonus.
- Preferred beneficiary: It can either be spouse, parent, grandchild or child.
- Primary beneficiary: It is the first choice when it comes to receiving the primary benefits depending on the provisions of the insurance policy.
- Contingent Beneficiary: This is the person who will get the death benefits if the primary beneficiary is also dead. If you are the Contingent Beneficiary, then you need to follow the below steps.
How to fill EPF Death claim filing by beneficiary ?
You can quickly fill the EPF death claim online. You need to visit the office and go to the ‘Death Claim filing by beneficiary.’ It is easy and here are the steps you need to take.
You need to good to Google need search about it. There are several options. In the end, you will see a set of essential links. Click on the Death ‘Claim filling by the beneficiary.’ Once you click on the link you will a page will appear to ask such as UAN number, Date of birth of the beneficiary, Aadhaar detail of the recipient and other information.
Once you enter all the details and enter the shown captcha to go ahead in the process. You need to click on the pin, and you will get the badge after that. You need to make sure that all the detail you given must match with the EPF India Portal.
When Are Benefits Paid?
The company needs the paperwork and supporting evidence to proceed. Even the death certificate has to submit to the company. It paid when the insured party dies. It takes 30 days to review the claim. After reviewing they can deny it, pay it or ask for the additional information. If the Employer provident fund organization denies the request, then they may ask for the additional information.
Employer provident fund organization pay within the 30 or 60 days of the Date of the claim. The payout can be a delay for a reason such as insured party died during the illegal activities, the protected part lied on the policy application and the insured person omitted the health issues or risky hobbies.
How to Apply for Death claim filing by beneficiary?
- How to withdraw Death Claim filing by Beneficiary?
An applicant needs to fill the EPF Form 20 offline and submit it to the EPF Commissioner’s office through the employer together with the required documents. Be sure to fill in the particulars of the member and particulars of the claimant correctly. That’s why you should cross check the form before submitting it.
- How to withdraw PF amount if employee dies?
You’ll first have to complete an application for the withdrawal by Nominee / Legal Heirs by filling form G. Attach all the relevant documents including death certificate of the employee. Ensure two witnesses sigh the letter of indemnity before sending the form to the Regional PF Office. This can be done either directly or through the employer.