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How to Link Aadhaar number without UAN at iwu.epfindia.gov.in

Procedure on Seeding or Link Aadhaar Number without UAN / With UAN in iwu.epfindia.gov.in/eKYC/ website…
An Aadhaar number is a 12-digit number that is unique that given to people residing in India. This number is usually based on the demographic and bio-metric data of each Indian individual. The Unique Identification Authority of India (UIDAI) regularly collects this data and complies it for the public. Aadhaar is now considered one of the best and largest bio-metric identification systems. Aadhaar number is widely used in India and is an essential tool used by employers.

With the establishment of the Employees Provident Fund, the government made it mandatory for all employees to ensure that their Aadhaar number is linked with the Provident Fund account. The Aadhaar card is also used for various services offered by EPFO, i.e. life insurance and monthly pensions.

The employee’s Provident Fund is a scheme that ensures all employees contribute a portion of their basic salary to help them when they retire. The Employee Provident Fund Organization instructed its members to safeguard thy link their account with Aadhaar. Failure to do so will lead to your account being closed.

The main reason for linking Aadhaar with your PF or UAN account is to make the verification process more straight forward in https://iwu.epfindia.gov.in/eKYC website. It also allows for bio-metric and demographic analysis of employees. The EPFO has gone ahead and provided a platform for EPF Aadhaar linking process, which is hassle free both through online and through offline platforms.

There are benefits associated with linking your Aadhaar number and PF account. Your Aadhaar number is a valuable identification tool. Once you connect it with your PF account, the verification process becomes flexible. The Aadhaar number also certifies further that you are an Indian resident this will which helps in the verification process.

By linking the two, your account becomes more secure. This is because no other party can withdraw your funds except you. It also fastens your withdrawal process. With the EPF Aadhaar link, you can quickly close your account. You can do it online without the consent of your employer. Linking your account also ensures that you do not duplicate your EPF account with a similar UAN.

Link Aadhaar Number with UAN at iwu.epfindia.gov.in

Link Aadhaar number without UAN / With UAN at iwu.epfindia.gov.in

A step-by-step description of how to link your Aadhaar number with your UAN/PF account online.

  • The first step is you need to open the official EPFO website. This can be done by using this link https://iwu.epfindia.gov.in/eKYC/
  • A page will open named as the ‘Employees Provident Fund Organization’. On the page you will be required to fill in your UAN and password that has been provided by the EPFO.
  • Fill in your credentials (User ID & Password). Once the credentials are verified, you will see a tab ‘manager’. Click on this tab and select Know Your Customer (KYC) option.
  • When you select the KYC option, the assigned fields that will require you to fill in your details will appear. These include your bank UAN, .
  • You must ensure that the name used in your Aadhaar is the same name that you have used in registering your account.
  • Make sure you check if all the information filled are correct. If there are errors ensure you correct them before moving to the next step.
  • Select the ‘Submit’ tab. At this stage, your request will have successfully been submitted.
  • Alternatively, there is also another way that you can link your Aadhaar with the PF / UAN using the offline platform by using the UMANG APP. It involves these steps UAN, Mobile Number, Confirm OTP, Aadhaar Number, Aadhaar verification and Captcha code. Click on Submit.
  • Begin by downloading the UMANG APP. This app is available on the Google Play store and Apple IOS.
  • On this app, you will realise that many online services are being offered. Search and click on the EPFO link.
  • Click on the link this link which will direct you to the EPFO website.
  • On the website go to KYC option and download an Aadhaar seeding form. If you are unable to download them through the site, you can walk to the nearest EPFO office and pick the form.
  • Once you have the form fill in all your details including you Aadhaar and UAN number.
  • Attach the form with your PAN and driving license.
  • Once all the above procedures are fulfilled, submit these document to the nearest EPFO offices or the Common Service Centers (CSC).

With the help of the Bio-metric credentials on e-KYC Portal of the EPFO

You want to use this method then you only need the registered biometric device for Aadhaar verification. 

  • Visit https://iwu.epfindia.gov.in/eKYC/ You have to tap on the ‘Link UAN Aadhaar’ under the ‘For EPFO Members.’
  • You have to add your UAN
  • You will get the OTP at UAN registered mobile number 
  • Once you verify the OTP, you need to add the Aadhaar details. 
  • You have to choose the biometric method for the registration. 
  • Bio-metric will capture the registered mobile device. 
  • Once you verify it, Aadhaar will link to the UAN where UAN and the details of the Aadhar matched.

Both of these procedures are easy and simple to follow. After submitting all the details, it usually takes around 15 business days to verify and link your Aadhaar number without UAN or with UAN at https://iwu.epfindia.gov.in/eKYC. Once your account has been successfully authenticated, you will receive a text from the EPFO confirming that your link has been created. There are some cases where you request may be declined if such happens. It is important to contact your employer or visit the nearest EPFO offices to have the matter resolved.

Death claim filing by beneficiary at unifiedportal-mem.epfindia.gov.in

Filing Process on How to claim your Death claim filing by beneficiary by logon into unifiedportal-mem.epfindia.gov.in web portal….
Filing a death claim is one of the most challenging tasks because someone faces the death of a loved one. Employer provident fund organization makes sure that the deceased’s family will not meet financial trouble while the end of the loved one.

When a person dies during terms of the policy, i.e. before the date of maturity then proceed under the theory that continues under the system to claim is payable to the beneficiary is known as the Death Claim. If you are the beneficiary, then you must need to complete the form that gives proof of the death and start the claimant’s right to proceed. When filed with the company, then it is said to have received a death claim.

A person should contact the Employer provident fund organization as early as possible after the death. You need to follow the below step in the case of the death claim.

  • Procurement of the needed documents
  • Submission of the required report 
  • Settlement of the claim

What are the documents required for the death claim?

Following documents needed for filing a death claim from the needs may be very from the one insurance company to another.

  • Death certifies
  • Original Policy Bond 
  • Your insurer issues death Claim forms along with the other supporting documents as needed.

How to withdraw EPF money on death?

The main thing is you are eligible for that amount only if the employee has worked for a minimum for ten years and has died before the age of 58. It used for the person who nominated for receiving the death benefits from the Employer provident fund organization. Three types of the recipient are eligible to receive the bonus.

  • Preferred beneficiary: It can either be spouse, parent, grandchild or child. 
  • Primary beneficiary: It is the first choice when it comes to receiving the primary benefits depending on the provisions of the insurance policy. 
  • Contingent Beneficiary: This is the person who will get the death benefits if the primary beneficiary is also dead. If you are the Contingent Beneficiary, then you need to follow the below steps. 

How to fill EPF Death claim filing by beneficiary ?

You can quickly fill the EPF death claim online. You need to visit the office and go to the “Death Claim filing by beneficiary.” It is easy and here are the steps you need to take. 

EPFO Death claim filing by beneficiary

You need to good to Google need search about it. There are several options. In the end, you will see a set of essential links. Click on the Death “Claim filling by the beneficiary.” Once you click on the link you will a page will appear to ask such as UAN number, Date of birth of the beneficiary, Aadhaar detail of the recipient and other information.

Once you enter all the details and enter the shown captcha to go ahead in the process. You need to click on the pin, and you will get the badge after that. You need to make sure that all the detail you given must match with the EPFO Portal. 

When Are Benefits Paid?

The company needs the paperwork and supporting evidence to proceed. Even the death certificate has to submit to the company. It paid when the insured party dies. It takes 30 days to review the claim. After reviewing they can deny it, pay it or ask for the additional information. If the Employer provident fund organization denies the request, then they may ask for the additional information.

Employer provident fund organization pay within the 30 or 60 days of the Date of the claim. The payout can be a delay for a reason such as insured party died during the illegal activities, the protected part lied on the policy application and the insured person omitted the health issues or risky hobbies.

Unifiedportal-mem.epfindia.gov.in website providing Services

List of Services offering in the https://unifiedportal-mem.epfindia.gov.in website to know your UAN status and UAN Login Activation…..
So you want to know about the services provided to the employees by the unified portal. Actually, the ‘member-interface’ of the unified portal is for the employees only and not for the employer or any other person. Actually, the unified portal presses for the linking of the Aadhaar to the PF account with the help of the UAN number. It is because only after the linking of the Aadhaar with the PF account the unified portal can provide all types of the services to the employees online.

Once one has linked UAN to the Aadhaar, an employee can avail any of these services through the member interface section of the unified portal of the EPFO. Let us quickly start with the types of services it can provide.

Actually, the facility to generate UAN online has been introduced in 2017 only. This facility can be availed even by the unemployed person also who is not currently the member of the EPF scheme. Isn’t it interesting? The process to generate the UAN online with the help of Aadhaar is quite simple. You just need to follow some simple steps to get it done.  Let us quickly understand the process to generate the UAN online on the unified portal. 

Checking the PF Balance with UAN in unifiedportal-mem.epfindia.gov.in

Checking the PF balance was one of the major problems faced by the employees of the yesteryear’s. But with the linking of the UAN to the Aadhaar, one can easily check the PF balance as it is directly connected to the KYC details of the employee. Do you want to know how you can check the PF balance online by using the member-interface? I can help you with that. The process is as such:

  1. Unifiedportal-mem.epfindia.gov.in website is the link to directly reach on the member interface page of the unified portal of the EPFO.
  2. On the right-hand side window, you will see some boxes asking for some details related to your UAN number. Fill in the details and then click on the ‘Login’ tab. This will help you to Login to your EPFO unified portal account.
  3. After a successful Login to the page, you will be easily able to see your updated passbook at any time. The service is available 24 hours a day without a hitch.

The passbook of the employee majorly consists of the following details:

  • The monthly contribution towards your PF account from the employers’ side.
  • Your contribution to the PF each and every month in your account.
  • The contribution of the employer to the pension scheme of the employee.
  • The current balance in the EPF account of the employee.

If you want, you can even download your passbook. Just click on the download tab placed near the passbook.

Keep an eye on all the EPF account activity:

Once you have linked your UAN and Aadhaar at the unified portal, you will get all the information related to credits or any charges related to the EPF account through SMS on their registered mobile number. There is an EPF mobile application also that can be used to check all the activities related to the EPF account. To know more you can give a missed call on 9718397183.

unifiedportal-mem.epfindia.gov.in website services

Submit all the EPF related claims online:

If you have Aadhaar linked to the UAN, you can easily present your EPF related claim to the EPFO with the help of the unified portal. For the validation of the claims, one does not need to reach out to the businesses. One can just access the unified portal with a Login and password and make a claim settlement.

For claim settlement, this process works very fast. Previously, the process required to submit the claim offline and one required to submit the composite claim form to the EPFO office. It used to take about 30days to settle the claim. There is no requirement of submitting any document with making an online PF Part Withdrawal case. In such cases, the online application is considered as the self-declaration. But there are some prerequisites for making a claim online. Some of them are:

  • One must have UAN Activation.
  • One must have the RMN (Registered Mobile Number) with him/her.
  • One must have updated Aadhaar information.
  • One must have an IFSC seeded bank account in EPFO database.
  • One must have current and completed KYC detail.
  • In case, the service tenure is less than 5 years, one must have a PAN number registered at the EPFO database. It is the prerequisite for the final PF settlement.

Together with the prerequisites, you must know the type of EPF claims that can be withdrawn online. There are actually 3 types of claims that can be settled online.

  • EPF partial withdrawal
  • EPS (Employee Pension Scheme) Withdrawal.
  • Full and Final Settlement of the EPF.

So now, you know all. You just need to learn about how to apply for online EPF withdrawal process. The process is not complicated but needs a little knowledge about it. Let us start with the process.

  • Reach out to the member interface section of the unified portal of EPFO or directly click on this link https://unifiedportal-mem.epfindia.gov.in/
  • Log in to this page with the help of UAN and password.
  • Search for the ‘Manage’ section on the page and then click on the KYC link. There check your KYC status and modify it, if it is required.
  • Now click on the ‘Online Services’ link. There, click on the Claim (Form-31, 19 and 10C).
  • There, you will be asked to choose from the three types of claim settlements: (a) Full EPF Withdrawal (b) Partial EPF Withdrawal and (c) EPS (Employee Pension Scheme) Withdrawal. 
  • After selection, submit the request.
  • You will get an OTP on your mobile number registered with UIDAI. You need to authenticate your submission of claim request by using this OTP.
  • Once you have entered the OTP, you will get a message of successful authentication on the screen. When you get it, consider that your claim has been submitted successfully.
  • After the successful submission of the claim request, if you feel like checking the status of it, you can easily do so by using the tab ‘TRACK CLAIM STATUS’.

Download UAN Card in unifiedportal-mem.epfindia.gov.in

Now the employees can download the UAN card from the portal and carry it wherever they go. This helps to print the passbook whenever needed. Actually, the UAN card contains all the details of the employee, so it is a very reliable ID. To download the UAN cards, you can simply follow these steps:

  • Login to the unified portal of the EPFO using the member-interface page or simply click the link https://unifiedportal-mem.epfindia.gov.in/
  • Now after Login, look in for the ‘View’ section.  Under it, search for the ‘UAN Card’.
  • You will now be able to see the UAN card on the screen.
  • Now you can easily download or print this card in the usual way.

For KYC, one needs the following details:

  • National Popular Register
  • PAN
  • Bank Account Details
  • Aadhaar
  • Driving License
  • Passport
  • Ration Card
  • Election Card

The process of updating the KYC on the portal is quite easy. You just need to remember the UAN. Login with the help of this and upload the required KYC details. The process to update the KY is as such:

  • Login to the unified portal of the EPFO using the member-interface page or simply click the link https://unifiedportal-mem.epfindia.gov.in/.
  • Now search for the ‘Manage’ tab on the screen. Click on that and in the list which appears, find the ‘KYC’ option.
  • A list of related KYC information and documents will appear. Select the type of KYC information which you need to update.
  • After you have updated the details, you will see that the status of the KYC has been changed to ‘pending’. Once the details are approved, you will be able to see the updated KYC information.
  • After the approval from the employer, you will be able to see the status change as ‘Approved by Employer’. The information on the same will also be sent on your mobile.

So you have seen that there are endless services provided by the unified portal. You can access any of these services if you properly logged in to the portal. For this, you need to activate the UAN by just linking the Aadhaar to the PF account. Once it has been done, the employee can avail all the services online without a hitch. There are many other smaller services also which are available on the portal. We will discuss them later.

PF Balance check without UAN Number in passbook.epfindia.gov.in

Procedure on know your EPF Balance / PF Balance check without UAN Number or PF Number in passbook.epfindia.gov.in website….
Provident fund is a necessary government- managed retirement saving plan that is similar to the social security program in the India. These retirement benefits are only available to salaried persons. The employer and the employee who contribute a certain percentage of the basic salary each month mostly create the PF.  The Employees Provident Fund Organization manages the Pension fund.  In some countries like India, the provident fund contribution is a mandatory requirement. The contribution is made on a monthly basis without fail.

When you start working, both you and your employer will have to contribute 12% of your basic salary to your employee provident fund account. Your employer will provide 3.67% out of the 12% while the employee commits the whole 12%. The remaining 8.33% of the employers’ contribution is then disbursed to your Employee Pension Scheme.

It is imperative for employees to regularly update their EPF account in case they change jobs so that both you and your new employer can start contributing to your retirement scheme. A trust usually invests all the provident funds pooled together from different employees. An employee is allowed to withdraw all his or her Provident Fund from their account. To check if you have an Employee Provident fund account visit the EPFO official website and access all their services online.

pf balance check without uan number

How to Check PF Balance with UAN Number at passbook.epfindia.gov.in?

The Universal Account Number abbreviated as UAN, is a number that allows the portability of employees who have PF accounts from one employer to another. Another significant advantage is that the employee can withdraw his or her funds without depending on any employer for withdrawal. Here is a procedure of how an employee can check their PF balance having their UAN at www.epfindia.com.

  • The first step is to visit the Employees Provident Fund Organization site online using this link passbook.epfindia.gov.in.
  • On the home page, click on that tab with the option, ‘For Employees’ and then click on the ‘Our Services’ Option.
  • Next step is to select the employees’ state where the Provident Fund is registered.Under the ‘Services’ option click on the option ‘ Member Passbook.’
  • You will be redirected to a login page where you are required to fill in all the relevant information accurately. Some of the details to be filled include the mobile number, PF number, UAN number and a password.
  • After filling in your UAN number and password, you will now be able to access your Provident Funds balance, which might be sent to you through an SMS.

How to PF Balance check Without UAN Number or PF Number at passbook.epfindia.gov.in?

In case you do not have your UAN number,you can still know your PF balance check without UAN Number by following below two methods.

Method1: Through an SMS

  • One can check their PF balance by leaving a missed call to 011-22901406, and they will get back to you with a message having your PF balance.
  • Once you leave the missed call, you will receive a message showing your PF balance check without UAN / PF number, your age, and name as you had registered.
  • You will follow this format when sending the message EPFOHO UAN and send it to7738299899 using the mobile number you registered with.

Method 2: Use the Member Portal

  • To check your Provident Fund Balance using your member portal, register online by entering your PF number, name, and your identification documents.
  • The next step is to log into the member’s portal using your Know Your Customer (KYC)documents and number.
  • To verify your authenticity, a  One-time password will be sent to your mobile number used during registration.
  • Enter your PF number to download the PF passbook. Moreover, to confirm your validity another one-time password will be sent to your mobile number.
  • Once you key in the Onetime password, you will be redirected to a download link for the Employee Provident Fund Passbook.
  • Download the link and check your PF balance without UAN.

How to Check EPF Balance using PF number?

The Employee Provident Fund Organization recently launched a mobile App to help all the Employee Provident Fund members get their services online in the comfort of their phones. The EPF mobile App allows members to get services like Missed call service, SMS UAN activation and many more. The other function that one can get from the mobile App is checking their PF balance using their PF number.

  • The first step is to send a message with your UAN registered mobile number in this format EPFOHO to 7738299899.
  • While sending the message, you should also include your last contribution, your total PF amount, and your KYC to enable the organization in finding your records as they have registered numerous employees in India.
  • After that, the Employee Provident Fund Organization will send you all the required member information including your PF balance.

There is a another way to check your EPF Balance without UAN but using PF Number. Here is the process for users…..

  • Using Umang App

This application was recently launched by the Indian government and it provides different govt services at one place. To view your EPF balance without UAN by using UMANG application, all you need to do is complete a one-time registration through your mobile phone.

  • Sending an SMS

To use this facility, you will need to provide the valid Universal Account Number [UAN] which is registered with EPFO. Once this is done, you will receive PF balance by sending a SMS to the number provided.

  • Using the EPFO app

This is done by downloading the Mee-sewa app of EPFO  from Google Play Store. Once you have successfully downloaded the app, click on ‘Member’ then enter ‘Balance/passbook’. This is followed by keying-in your registered mobile number and UAN.

Online Aadhaar Verified UAN Allotment in unifiedportal-mem.epfindia.gov.in

Procedure on Online Aadhaar Verified UAN Allotment in https://unifiedportal-mem.epfindia.gov.in website……
The Employee Provident Fund Organization has made it mandatory for all their members to link their Aadhaar number to their EPF account.  This is after the organization has introduced most of their services online for their members. Services being offered online include PF account balance, PF statements,submitting online PF transfers, partial / full withdrawal of money from your PF account and many more.

Aadhaar is an essential document containing details like name, date of birth, address, photo, etc.. and is used for verification purposes for KYC. However, to enjoy all these services being offered, you have to link your Aadhaar number to your Universal Account Number.For members who also want to settle their claims fast and quickly, make sure that your bank details in your UAN interface have been authenticated to your Aadhaar number. This will ease the whole process of claim settlement.

All members can now get their Universal Account Number by themselves. Employee Provident Fund Organization recently launched another program known as the Aadhaar Based Universal Account Number(UAN) Allotment. For those employed at large firms with numerous workers, you will find that some companies may find it hard to generate a new UAN number to the new employee. This is due to various reasons like a mismatch when inputting data with Aadhaar. This leads to the process of generating the UAN number consuming lots of time and resources. To save the members from this hassle, the EPFO launched the Aadhaar Based UAN allotment program to assist them in generating the UAN number by themselves without the help of their employers.

Online Aadhaar Verified UAN Allotment

How to verify Online Aadhaar Verified UAN Allotment in unifiedportal-mem.epfindia.gov.in

Initially, only employers could allot and activate the EPF UAN. This is now a thing of the past since employees can also perform this action Online without seeking the help of their employer. Any employee who wants to activate the EPF UAN online must have an Aadhaar Number and a registered mobile number that is linked with Aadhaar details. This is because the registered mobile is important when it comes that verifying your Aadhaar details. Below is a step by step guide on how to activate the Online Aadhaar Verified UAN Allotment via online through Aadhaar Number and also officials of EPFO has started a new service on Link Aadhaar Number without UAN.

  •  Visit the Employee Provident Fund Organization official website using this link;https://unifiedportal-mem.epfindia.gov.in/
  • On the top right-hand side of the homepage, select and click on the option ‘Online Aadhaar Verified UAN Allotment.’
  • You will be redirected to a new page where you will be required to enter your Aadhaar Card Number and hit on the‘Submit’ option.
  • A one-time password will be sent to your registered mobile number that you used while recording with the Aadhaar Card.Those who have not enrolled any mobile number with Aadhaar cannot generate their own UAN unless with the help of their employer.
  • Enter the password sent in the respective field, tick on the disclaimer box and press the ‘Submit’ option.
  • You will be redirected to a new page where you will see your all your details as you recorded them during Aadhaar Registration.
  • Ensure that the details are correctly filled and enter the blank spaces asking you to enter details like Email address, marital status, and qualification. It is mandatory to fill in all the blank spaces to move forward.
  • Also, confirm your KYC details like the name as per Aadhaar and the Aadhaar number and ensure they are accurate.
  • You will then be required to enter information on the blank spaces marked red. The empty spaces have questions like E-mail address, marital status, qualifications, name, date of birth,gender, postal address and postal code, and father or husband name.
  • Verify that all the information is relevant and accurate, enter the captcha code given below and enter a tick on the disclaimer box to agree to the terms and conditions of the organization.
  • Finally, click on the option ‘Register.’
  • A Universal Account Number will be allocated to you, and a message will be sent to your registered mobile number.

From the above procedure, we can see that it is easy to generate the UAN number for yourself instead of waiting for your employer to do so. Previously, the UAN generation had to be done by your employer,and this had to be done before the employer starts deducting the monthly Provident Fund contribution. Due to the numerous employees joining different companies every day, some with even similar names, the organization noticed details were being mismatched to the owner.

Steps to Activate your UAN Online

After registering your EPF UAN, you will also have to activate it online. Make use of the guide given below to perform this action with ease.

Visit EPFO’s Portal by typing in https://unifiedportal-mem.epfindia.gov.in on the search bar.

  • Click on “Activate” UAN from the important links section.
  • You will be redirected to a new page on the site from where you should enter the UAN number and EPF details.
  • Fill in your PAN number and contact details before clicking on “Get Authorization Pin” option.
  • Enter the OTP before clicking on “Submit” button. Your UAN will then b activated and linked to your EPF account.

To simplify this, EPFO launched the direct UAN allotment services using Aadhaar for their members. Indian employee scan now generate their UAN based on their Aadhaar number. Everyone is quite happy because both the employer and employee can save time and resources by using this method.

Unifiedportal-emp.epfindia.gov.in website Services

EPFO has made it mandatory that in India all private sector employees must have an EPF account. EPF stands for Employee Provident Fund. Not only in the private sector, is the EPF online payment facility available in all the government sector banks as well. The unified portal of the EPFO is a very big step towards making the whole process of EPF payment and facilitation as easy as possible for both the employers as well as the employees. There are endless services provided on the unified portal to make the process easy for one and all.

The link https://unifiedportal-emp.epfindia.gov.in/ is specifically dedicated to the employers. Here the employer needs to enter the username and password to make use of all the services which are available to the employer. There are many services which are made available to the employer like registration of the establishments, online payment of the PF, filing of the monthly returns etc.

But for using all these services the employer first needs to make an employer registration at the new UAN unified portal (if the employer has not already registered on the portal). The registration process is very easy and one just needs to provide the following details to register itself and to get the username and password.

  1. Details of the employer/company (Personal as well as related to the organization).
  2. Digital Signature
  3. PF Code Number

If you have all, the process of registration is easy for you. Follow the below-defined steps to register yourself at the portal.

  • Visit the page https://unifiedportal-emp.epfindia.gov.in/
  • Agree to the terms and conditions by making a tick mark before that and then click on the Submit tab.
  • Now fill on all the personal as well as organization details with all the precision. Remember, when you enter the PAN, you need to enter the PAN of the company only. You should not enter the PAN of the authorized signatory here.
  • After entering the Mobile number, you will instantly get an OTP which you will need for the authentication. Enter the OTP to authenticate the registration and then click on the ‘Register’ tab.
  • If all goes well, the employer gets an SMS which will consist of temporary UN and password. The employer will need it to Login to the portal for the first time. After that, the employer can change them as per wish.
  • Now visit the employer portal with the link https://unifiedportal-emp.epfindia.gov.in/ and Login with the temporary UAN and password. It will then ask you to change them. Change them as per your wish.

Now, remember, there are two types of Sign In (a) Establishment Sign In and (b) Employer Sign In. It is highly advisable to use the Employer Sign In for the company level and Establishment Sing-In for all the regular activities.

unifiedporta-emp.epfindia.gov.in

Now, you must be interested to know what an employer can do on this portal. Well, there are various services that an employer can enjoy at this portal. Some of them are:

  1. Create a UAN for a new Employee.
  2. Make registration of new employee.
  3. Link a new employee to the already existing UAN.
  4. Upload KYC of the employee
  5. Approve the EPF withdrawal

When you Login to the portal with the employer User ID and password, you will get to see six major tabs in which all the services are summarized very nicely. The 6 tabs are: (a) Home (b) Member (c) Establishment (d) Payments (e) Dashboard and (f) User. Let us discuss some of the major services provided to the employer on this portal and how to make use of them. 

(A) Generating UAN for the Employee:

UAN can be generated by both the employer and the employee. Here, as we are talking about the services that can be utilized by the employee, let us discuss how UAN can be generated by the employer.

  • After login on the https://unifiedportal-emp.epfindia.gov.in/. You will see the home page. There will be a tab highlighting ‘Member’. Click on that.
  • In the drop-down menu, select the ‘Register –Individual’ option.
  • Use the Form-11 filled by the employee to enter the details of the employee on the portal. This reduces any possibility of error.
  • Now, get a copy of employees AADHAAR Card and fill in the details of the employee from there.
  • After filling in all the details, click on the ‘Submit’ tab.
  • Instantly you will see that the UAN of the employee has been generated. This makes an employee an EPF member.

Note: This UAN is used for the ECR submission. An employer can not generate the UAN of the employee unless he has the AADHAAR, PAN and Bank details of the Employee.

(B) Modifying the UAN details of the new employee:

If the new employee already has a UAN, the employer just needs to take the UAN from the employee and then use it on the New UAN portal of the employer. When the employer enters the detail of the UAN, there is an automatic generation of the employee detail. The employer just needs to use the option where he/she can change the employer details, mobile number etc. When the employer is changed, the new employee gets linked to the new employer automatically.

(C) Payment of EPF online:

In order to access the E-Seva portal of the EPFO, the employee must possess a bank account in any of the Government Bank. If one has a corporate account, it is an added advantage and makes the process of EPFO payment as easy as possible. If one has opted and accessed the online banking facility, he/she can easily transfer the money from the Government bank account to the EPFO account.

Now let us directly talk about how to Pay EPF online. Just follow the below-listed steps to make the online payment of the EPF. Before starting to make the payment, just make sure that you have username and password handy to Login to the portal.

  1. For making the payment, you first need to login to the E-sewa portal of the EPFO. https://unifiedportal-emp.epfindia.gov.in/ is the official link of the EPFO.
  2. On the home page, make a login with the username and password.
  3. Now after Login, search or the ‘Payment’ option. In the drop-down list, click on the ‘Payment (ECR)’.
  4. On the new page, first of all, download the last month ECR. Make sure to download it in the Excel sheet form i.e. CSV format.
  5. Now in the excel sheet, fill in the details in the column carefully. After filling all the required columns, just save the file in the text form i.e. in the *.txt form.
  6. Next, you need to upload this file on the portal. After uploading, click on the ‘Proceed’ tab which is easily visible on the screen.
  7. It is now the time to generate the challan. Search for the ‘Generate Challan’ tab and click on it to generate the challan.
  8. If you will carefully look on the page, you will be able to find the TRRN. This is required for the ultimate payment of the EPF.
  9. Now download the Challan receipt and the Acknowledgement Slip.
  10. Now it will ask about the type of payment you need to make. Select the ‘Online Payment’ as the Payment Option.
  11. When you select this option, you will be asked to select the bank through which you want to make the online payment. When you pay the EPF money online, one gets the message of the debited amount on the RMN (Registered Mobile Number).

Note: It is highly advisable that you must keep the ECR and TRRN with you for any future use. It is better to keep a print out of the online payment receipt. When you make a payment, you must keep one thing in the mind. There are certain administrative charges that gets deducted while making the payment. Mostly 0.85% of the Total EPF Wages is deducted and for EDLI 0.01% is deducted.

There are two ways for the payment of EPF: (a) Payment (Direct Challan) and Payment (ECR). The selection depends on the mutual consent of both the employee and the employer. Under the payments option of the portal, one also gets an option for ECR/Return Filing.

Epfigms.gov.in – EPF Grievance Portal Services List

Services Offering List in EPF Grievance Portal http://epfigms.gov.in/….
We have discussed in detail about how the unified portal of the EPFO can be used to access all the services related to your PF account. However, it sometimes happens that we have some queries and we want to approach someone who can help us with those queries. In such condition, you can use the EPF grievance website. Not only this website is used to solve a query, but also to lodge a complaint.

Yes, the EPF grievance website is very helpful to solve any query of the user or for the grievance redress. The website is excellently designed. On the site, a person can lodge the complaint in detail and he/she can also add the images related to the problems they faced while using the EPFO portal / services. The website assures that all the queries or complaints are solved within 30 days. But remember, the website can only help you if you have UAN.

Grievances addressed by the EPF grievance portal at epfigms.gov.in:

So now the question is, what types of grievances or complaints regarding EPF can be registered on the EPF grievance portal i.e epfigms.gov.in? Well one can raise any type of complaint about the problem he / she faced while using the epfigms.gov.in website or its services, but the main issues about which one can register the complaint are:

  • Related to EPS (10 C / the scheme certificate)
  • In relation to the withdrawal of PF.
  • Form 13 for transfer of PF.
  • PF Balance issue.
  • Misplace/Return of Cheque.
  • Settlement of pension.
  • Withdrawal of PF.

Important things to know about the epfigms.gov.in:

So now you know about the wide arena of issues on which you can seek help or raise a complaint. In short, the main highlights of the website are:

  • On the site, any EP member, employer or pensioner can lodge the complaint at any time.
  • One can ever raise the complaint against the employer as well.
  • A complaint can be raised against any related EPFO also.
  • All complaints on the epfigms.gov.in website have a resolve time of 30 days.
  • If someone wants to get a quick resolution of the complaint, one can send the reminders of the same via this grievance portal.
  • One can check the status of the complaint any time.
  • If one does not get a satisfactory reply from the EPFO in the expected time of 30 days, one can even file RTI.

The process to file the online complaint on the EPF Grievance Portal:

The process of raising an online complaint on the EPF Grievance Portal is very easy if you have a UAN. Just follow the below steps to file the complaint:

Visit the site of the EPF grievance portal i.e. http://epfigms.gov.in

If you want to register any grievance, just click on the ‘Register Grievance’ option present on the home page.

Epfigms.gov.in Grievance Registration

Now you will be taken to a new window with the heading Grievance Registration Form, where you need to enter all the required details which are marked with an asterisk (*). You have to fill three types of information on this form.

  1. EPF related information.
  2. Personal Information.
  3. Grievance Information.

1. Enter EPF Details:

Let us start with the very first one ‘Enter EPF Details’

  • In the very first column of ‘Select Status’, you have to choose from the following four options: (a) PF Member (b) Employer (c) EPS Pensioner and (d) Others. Choose as per your wish. But if PF number is not known to you, choose the ‘Other’ option from the drop-down list.
  • Now enter your 12 digits UAN Number.
  • After that fill in all the details related to the PF. There is a specific format of the PF Number. First the region code, then the office and Establishment code, and then the extension or account number. Remember, if the extension is not known to you, you can enter three zeros (000) there to generate the PF number.

Note: Based on your PF Number, the employer and EPFO office details get filled automatically in the form.

2. Enter Personal Details:

  • Here, you first need to enter your name, if you are making the complaint. If you are raising the complaint on behalf of someone, you need to enter the name and address of the complainant.
  • Now simply enter the name of your country, state, and Pincode of your residence or office. You can enter the phone number, however, it is optional. We recommend you to fill at least the mobile number and email ID for the purpose of convenience.

3. Enter Grievance Details:

  • In the enter grievance detail column, the first column that you need to fill in the ‘Grievance Category’. There are a lot of pre-selected categories to choose from. Choose the best category meeting your criteria.
  • Once you have chosen the category of the grievance, you have to provide a description of your grievance in not more than 5000 characters.
  • If you have any supporting documentation in favor of your complaint, you can attach the same in the next option of ‘Upload file’. The file needs to be attached only in the format of the pdf file.
  • After uploading, click on the ‘Attach’ tab and then enter the Captcha code.
  • Now finally click on the ‘Submit’ button. 

You are now finally done with the submission of the complaint. Together with the message of successful registration you also get certain information related to your complaint registration. The information attached is:

  • The registration number of the complaint.
  • Information related to the office at which the grievance is lodged.
  • The officer in charge of the complaint.
  • Phone number of the officer or related office.
  • Email ID at which the complainant can make a query in relation to the complaint.

Note: It is highly advisable that you must note the registration number of the complaint. It is because this registration number is always needed if one wants to track the status of the complaint. One can even send the reminders with the help of this registration number.

After the complaint is successfully submitted, it gets verified by the EPFO. After verification, it is sent to the related department, office or person for the quick resolution. Mostly the resolution of the complaint takes about 15 to 30 days and not more than that.

There are various other tabs present on the home page of the website which can be used to perform various types of task. The name of the tabs in itself clarifies the purpose it serves. The major tabs are:

  • Send Reminder
  • View Status
  • Change Password
  • Upload Grievance Document
  • FAQ

I hope the use of the epfigms.gov.in is very much clear to you. Just lodge a complaint and track the status easily with the complaint registration number. I hope you will get a lot of help with that.

Difference Between EPF vs PPF (Employee PF vs Pension PF)

EPF is the common term used in referring to Employees Provident Fund, a government run scheme to all Indian employees of the organized sector. Members of the EPF are required to contribute 12% of their monthly basic salary towards this scheme. They can then access these savings as soon as they retire or when one is rendered jobless.

Public Provident Fund on the other hand is a savings scheme operated by the government and can be accessed by every person regardless of whether you are self-employed, employed, unemployed or retired. PPF is not mandatory and there is no specific amount of money that you have to contribute as is the case with EPF. In this post, we are going to have a look at some of the differences which exist between EPF vs PPF.

Eligibility Criteria

PPF is made available to every Indian citizen regardless of whether you have a source of employment or not. This means that students, self-employed, employees and retired people of India can become members of the PPF. On the other hand, EPF is only made available to salaried employees of a company registered under EPF Act. You can therefore not become a member of EPF lf you have no source of employment.

epf vs ppf

Investment Amount

All members of the Employee Provident Fund will have to part with 12% of their basic salary every month towards EPF savings account. However, you can increase the contribution voluntarily depending on your monthly salary and financial muscle. For PPF members, there is no fixed amount that one needs to contribute. You will only have to make a minimum contribution of RS.500 and a maximum savings of RS.1.5 lambs per year.

Tenure

When it comes to tenure, EPF allows its members the chance of closing their accounts as soon as they quit the current job. One can also opt to transfer the account whenever they decide to change a company. Members of PPF are easy required to make the saving for 15 years after which they can extend for a block of 5 years indefinitely.

Governing Act

The Public Provident Fund is governed by the Government Savings Banks Act,1873 which has now been revised to Public Provident Act,1968. On the other hand, EPF scheme is under the Employees Provident Fund and Miscellaneous Provisions Act, 1952.

Taxation

Any investment in EPF qualifies for a tax deduction under section 80C of the Income Tax Act. The taxation is applicable to both the Employees and Employers contribution. Interests and withdrawals from EPF are tax free unless a member decides to access the savings within 5 years after opening the EPF account.

When it comes to PPF, any investment in your account up to RS 1.5 lakh per year will get you a tax deduction under section 80C of the income tax act,1961. The interest and maturity amount are also exempted from tax as is the case with EPF.

These are just some of the differences that exist between EPF vs PPF. The good news is that both the EPF vs PPF tend to be a safe method of statutory backing.

Merge / Consolidate Multiple PF accounts with UAN of one Employee

Procedure for how to consolidate / Merge Multiple PF accounts with UAN of one Employee to one epf account at passbook.epfindia.gov.in web portal….
The Employee Provident Fund Organisation (EPFO) has put in place a new facility to help members consolidate funds in their PF accounts by linking them with one Universal Account Number (UAN). This service is now available online thanks to EPFO portal. Any employee who wants to perform this action will need a fast internet connection together with their smartphone, Personal Computer or Desktop computer.

Requirements to Link FOR accounts with UAN Number
Below are some of the things that you need to have before linking multiple EPF accounts with UAN one employee.

  1. UAN number
  2. Your current EPF account number linked with UAN number
  3. KYC details like IFSC code, Aadhaar number, Bank Account Number, PAN Card. All these details must be verified by your current employer.
  4. An activated UAN number
Consolidate Multiple PF accounts

How to Consolidate Multiple PF accounts with UAN One Employee-One PF Account

  • Open your installed web browser and visit EPFO web portal by typing in https://www.epfindia.gov.in on the search bar. Press “Enter” button on your keyboard to initiate the search process.
  • Once in the site, click on “Our Services” option from the main menu. This action will generate a drop down box from where you should click on “Employee Services” tab.
  • You will be redirected to a new page on the site containing all the services listed under ‘For Employees’ category.
  • Click on ” One Employee-One PF Accounts” option that can be seen clearly from the services section on “For Employee” page.
  • Enter your registered mobile number linked with UAN in the box set aside for this option.
  • You will then have to fill in your activated UAN number and member ID.
  • A One Time verification Pin (OTP) will then be sent to your registered mobile number that is linked with UAN. Enter this OTP correctly to verify your details.
  • Next, fill in the old EPF ID before accepting the declaration.
  • Click on “Submit” button to send the request for merger of the current account to an existing PF account.

The account merging facility will take close to three days after activation of UAN. To get the most out of this service, you will have to make use of a registered and updated KYC and Aadhaar details. Merging accounts is a good system by the Employee Provident Fund Organization. This is because it allows employees the chance of getting in touch with EPF authorities directly. You will therefore never have to make do with the long and tedious process of visiting EPFO officers in order to get the services that you need.

EPFO is making use of the latest technology so as to offer different services to all the members. If you have multiple PF accounts, then it is advisable that you make use of One Employee-One EPF account service to get your money transferred within the shortest time possible. Alternatively, you can rely on OTCP to perform the action without getting assistance from any other person.

PF Balance check with UAN Number by sending SMS / IVRS

Know your EPF Balance with UAN number or PF Balance check with UAN Number or via SMS or via IVRS at passbook.epfindia.gov.in website…..
From time to time people try to check the PF balance to know the amount of saving they have in their account. There may be some other added reason. Maybe, they want to avail some kind of loan against their EPF account or they want to plan the future expenses well. Whatever be the reason, the people always desire to check their PF balance from time to time.

Before the launch of the unified portal of the EPFO, a person has to rub his slippers up to the EPF office to know the balance. But now the process has been eased to a greater extent. And there is not just one way of checking the PF balance. You can check the PF balance in a variety of ways i.e. with the help of UAN Number, SMS, IVRS or PF Number. Let us discuss all of them one by one:

PF Balance Check with UAN Number at passbook.epfindia.gov.in

You can know your PF balance check with UAN number in the EPFO portal very easily if you have an activated UAN Number. This is a method used to check the PF balance with UAN Number. Actually, a UAN Number is a unique number given to the employees who are enrolled under the EPF scheme. This number remains unchanged throughout their life irrespective of how many different companies they change. So know the PF balance check with UAN Number is quite easy. Just follow the steps discussed below to check the PF balance with the help of UAN Number:

  • On the official page of the EPFO portal i.e. https://www.epfindia.gov.in/, search for the ‘Our Services’ section.
  • From the drop-down Menu which appears next, select the option ‘For employees’.
  • Now in the new window which appears next, you will again see a section with the heading ‘Services’. In that section, search for the ‘Member Passbook’ hyperlink and click on that.
  • This link will take you to a Login page. You need to enter your UAN and password here. This will give you access to your EPF account. On its home page, you can easily check your PF balance.

PF Balance with UAN number or PF number or by sending SMS

One can easily check the PF balance check by sending SMS. But before using this service, you need to meet some pre-requisites. The first and foremost condition is that you need to link your UAN with the KYC details. KYC details especially contain any of the following information Aadhaar or bank account or PAN. If you are sure that your UAN number is linked to the KYC, send the SMS as follows: (a) Write EPFOHO UAN ENG in the message box (b) Now send this message on the number 7738299899.

pf balance check with uan number

Note: In the message ‘EPFOHO UAN ENG’, ENG is sent to get the message in English. The EPFO has provided the service that you can set your language of communication as per your preference, and for this, you just have to write the first three letters of the language in which you wish to receive the information. For e.g., if I wish to receive the information in Hindi, I have to write the message as ‘EPFOHO UAN HIN’ and send it on 7738299899. For Marathi, one needs to write MAR in place of ENG or HIN.  It provides this service in about 10 languages i.e. Telugu, Malayalam, Kannada, Bengali, Tamil, Marathi, Punjabi, Gujarati, Hindi and English. 

EPF Balance check with UAN Number or by giving missed call

One can very easily check the PF balance check with UAN Number by giving missed call by giving a missed call. But one cannot give a missed call from any number. One has to give a missed call from the registered mobile number to which the PF account is linked. Again the balance can be checked with the missed call, only if, your UAN is linked to the KYC details. You can do so yourself, or you can take the help of your employer. The process to get the information through a missed call is as such:

  1. First, you need to give a missed call on the toll-free number 011-22901406.
  2. Once you make a call, your call gets disconnected automatically or you can manually disconnect the call.
  3. After that, you will get an SMS which will contain all of your PF details including your balance.

Check EPF Balance with PF Number in passbook.epfindia.gov.in

This is also another method of knowing the PF balance check with pf number. For this, you need to Login to the EPFO portal.

  • First, keep your PF account number handy. The PF account number can generally be traced to the salary slip of the employee.
  • Now reach out to the link http://www.epfindia.com/site_en/KYEPFB.php.
  • On this new page, you first need to select the state. Here, don’t select the state in which you are residing right now, but select the state in which you had made the registration of your PF account. Don’t you know the state or registered office of your PF account? If not, don’t worry, you can easily make a search for it by visiting the link http://search.epfoservices.in/est_search.php. 
  • In the window which appears next, you need to enter personal details such as Name and mobile number, as well as your PF Number.
  • In the end, tick the check-box in front of ‘I Agree’ and then click the ‘Submit’ tab.
  • Now you will instantly get the information related to your PF balance on your registered mobile number.

I think I have listed all the possible ways in which you can check your balance. There is one more way by which you can check the PF balance i.e. by using the official ‘UMANG’ App of the EPFO. I will discuss later how to use the UMANG App of the EPFO to avail all of its services and especially about how to check the PF balance using the UMANG App.

If you have found any fault with the methods listed above to find the PF balance check with uan number, please do share it with us for the common good of all.